STANDARD FEES - RESIDENTIAL CLOSING
PURCHASE OR REFINANCE
- This will cover all costs and fees that we would normally charge in our representation of the lender, including: attorney
fees, title examination fees, courier charges, document preparation, tax report charges, post closing fees, overnight deliver
charges, title commitment, postage charges, etc.
For a Purchase: $395
(Settlement fee) + $100 (lender's title insurance - simultaneous issue discount*) + $35
For a Refinance: $395
(Settlement fee) + lenders title insurance + $35 CPL fee
Lenders policy rates: $2.25/$1,000 plus $ 50.00 based
on loan amount.
*Simultaneous issue rate:
Lenders policy is $100 when issued at the same time as an Owners Policy.
All Title Insurance Rates are as Published and Required by Fidelity National Insurance Company (see rate
Owners Title Insurance GFE 5
Owners policy rates: $3.80/$1,000 plus $ 60.00 based
on purchase price (enhanced policy).
Charges GFE 7
We suggest using
$70 as an estimate since recording amounts vary on each transaction. The final HUD-1 will reflect the actual
cost to record the documents.Transfer
and Intangible Taxes GFE 8
or fraction thereof, based on the purchase price for the transfer tax
$1.50/$500, or fraction thereof, based on the loan amount for the intangible tax.
TITLE INSURANCE CALCULATOR